Self-assessment i i change money understand instructions on a cash machine pay for things in different places report what someone said talk about ways to finance something express wishes, orders and thinking processes or choices fill in forms for financial institutions Explore speaking: Getting and giving information In A/B pairs, talk about money tips for India. A: You want to travel to India, think of three questions about money matters. B: Use the information in ‘Travel India’ and provide detailed answers. Example: A: What is the currency used in India? B: They use rupees as their currency, or Rs in short. 1 rupee is divided into 100 paise. The currency is pretty stable because it is linked to other currencies. Change roles after three questions. http://www.travelindia.co.uk Home Mail Support Money: The Indian rupee (Rs) is divided into 100 paise (p). Coins come in (1) denominations of 50 paise, and Rs 1, 2, 5 and 10; notes come in Rs 10, 20, 50, 100, 200, 500 and 2,000. The Indian rupee is linked to a number of currencies, and its value is generally stable. Remember, you must present your passport whenever you change currency. ATMs: Modern 24-hour ATMs (cash machines) are found in most large towns and cities. The most widely accepted cards are Visa, MasterCard, Cirrus, Maestro and Plus. Away from major towns, always carry cash as (2) backup. Always keep the emergency lost-and-stolen numbers for your credit cards in a safe place, separate from your cards, and report any loss or theft immediately. Cash: Major currencies, such as US dollars, UK pounds and euros, are easy to change throughout India. A few banks also accept Australian, New Zealand and Canadian dollars, and Swiss francs. Private money changers accept a wider range of currencies. No one in India ever seems to have change, so it’s a good idea to (3) maintain a stock of smaller currency: Rs 10, 20 and 50 notes. You cannot take rupees out of India. However, you can change any (4) leftover rupees back into foreign currency, most easily at the airport. Note that some airport banks will only change a minimum of Rs 2,000. You may require encashment certificates or a credit-card receipt, and you may also have to show your passport and airline ticket. Credit cards: Credit cards are accepted at many shops, restaurants and hotels, and you can also use them to pay for flights and train tickets. Cash advances on major credit cards are also possible at some banks without ATMs. MasterCard and Visa are the most widely accepted cards. If you are planning to go to small villages, it is a good idea to carry cash with you. International transfers: If you run out of money, someone at home can (5) wire you money via money changers affiliated with Moneygram or Western Union. Money changers: You can change currency at banks, airports and authorised money changers. These private money changers are usually open for longer hours than banks, and they are found almost everywhere (many also double as internet cafés and travel agents). Some upmarket hotels may also change money, usually at well below the bank rate. Traveller’s cheques: Are not recommended anymore, as they are becoming hard to cash in India. Note: Check tourist information for duty free items that may be imported into India. 35 Language skills Extras Explore 3 Money 41 Nur zu Prüfzwecken – Eigentum des Verlags öbv
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